What attributes are included for each lien? – Middesk

Overview

Liens can be searched for a Business, which will return UCC1, UCC3 and federal tax filing information for all liens currently associated with that Business. Doing so can speed up due diligence workflows for underwriting and credit teams.

Attributes included:

Lien

Attribute	Type	Description
`type`	`string`	The type of lien ("ucc", "state", or "federal").
`state`	`string`	The state in which the lien was filed.
`status`	`string`	The status of the lien. One of `open`, `closed`, or `unknown`.
`debtors`	`Debtors[]`	The name(s) of the parties who owe money.
`secured_parties`	`SecuredParties[]`	The parties and available addresses to whom money is owed.
`filing_date`	`timestamp`	The date on which the lien was filed.
`lapse_date`	`timestamp`	The date on which the lien is set to expire.
`updated_date`	`timestamp`	The date on which the filing was updated, if applicable.
`negative_pledge`	`boolean`	Whether or not the debtor(s) are able to extend a pledge of its assets to a lender besides the secured party.
`source`	`string`	Link to primary lien data.
`liability_cents`	`integer`	The total liability in cents (available for federal tax liens).
`documents`	`Document[]`	The UCC documents associated with this lien. The document_type for a UCC1 is "Initial Filing". For more details, see the Document API reference. If the Search to Reflect feature is enabled, the UCC-1 document will also show up in this object.
`collateral`	`string`	A description of the lien collateral
`collateral_type`	"Blanket", "Collateral", or "Unknown"	"Blanket" if the collateral represents all assets, "Collateral" if it covers specific collateral, or "Unknown" if we are unable to determine the type.

Secured Parties

Attribute	Type	Description
addresses	`Address`	Addresses associated with the secured party
name	`string`	The name of the secured party
email	`string`	The email address of the secured party

Debtor

Attribute	Type	Description
addresses	`Address`	Address associated with the secured party
name	`string`	The name of the debtor

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